Personal Savings Special Offers

Earn

4.25% APY1

8-Month Certificate of Deposit

The minimum deposit is $1,000.00.   
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Personal Account Fee Schedule

18-month certificate of deposit (CD) at 4.25% APY up to $1,000,000.00. This offer is for new money transferred from an external bank account into Illinois Bank & Trust, a division of UMB Bank, n.a. certificate of deposit account. After the maturity date, your account will renew into 6-month regular term certificate of deposit. The Annual Percentage Yield (APY) is accurate as of 02/05/2025. Early withdrawal penalties may apply. $1,000.00 minimum opening deposit. Minimum balance to obtain APY is $0.01. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Geographic restrictions may apply. Account opening is subject to approval.