Illinois Bank & Trust, a division of HTLF Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit Working With a Financial Professional Associated with a Financial Institution for more detailed information.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA / SIPC). Insurance products are offered through LPL or its licensed affiliates. Illinois Bank & Trust, a division of HTLF Bank and IB&T Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using IB&T Investment Services, and may also be employees of Illinois Bank & Trust, a division of HTLF Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Illinois Bank & Trust, a division of HTLF Bank and IB&T Investment Services. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by FDIC or Any Other Government Agency |
| Not Bank Guaranteed | Not Bank Deposits Or Obligations | May Lose Value |
This site is designed for U.S. residents only. The services offered within this site are offered exclusively through our U.S. registered representatives. LPL Financial U.S. registered representatives may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Check the background of investment professionals associated with this site on FINRA's BrokerCheck.