Every year, vulnerable Americans suffer losses of over $28 billion due to financial exploitation, as reported 1 by the AARP. Shockingly, only a quarter of all frauds against the elderly are reported to law enforcement. At Illinois Bank & Trust, a division of HTLF Bank, we are dedicated to safeguarding our vulnerable customers...

Skilled labor plays a critical role in keeping the cogs of the economy running smoothly. The manufacturing industry’s ongoing skilled labor shortage is marked by some concerning trends. While the manufacturing industry, like many others, faces challenges related to economic uncertainty and...

Click here to view an important note before clicking on links within the video. Join host Emily Stevens, Senior Marketing Professional at HTLF, in a thought-provoking conversation with Tracy Swaim, Fraud Risk Manager, and John Fick, Fraud Director at HTLF. This conversation involves the intricacies...

Cash flow management is crucial for the success of your small business. By understanding your inflows and outflows and anticipating common cash flow pitfalls, you can leverage best practices and make better-informed, data-driven business decisions. As a small business owner trying to survive these...

Quarterly Market Review: Q3 2023 By: Paul Dickson, Director of Research and Giri Krishnan, Senior Portfolio Manager Does a Resilient 2023 Portend Trouble in 2024? Economic trends continuing through the third quarter prompted the Federal Reserve (Fed) to hike rates again. The Fed cautioned that...

Small business owners can’t overlook their fraud prevention strategies. The extra cash you might save from cutting corners isn’t worth the money you could lose to scams and hackers. Ensure your employees are well-versed on all the latest techniques cybercriminals use to obtain corporate money and...

Weighing the pros and cons of cash vs. credit can help you strategize your spending habits and get the most out of your money. If you’re wondering if you should carry cash or rely on plastic, consider your financial goals first. Here’s a guide to getting started. You have plenty of ways to spend...

In the complex and fast-paced modern business world, you need an advanced set of treasury solutions to keep your information secure, increase your operational efficiency, and improve your cash flow. Read more on how treasury solutions can help improve your productivity and simplify workflow. In the...

In an ever-changing landscape, fraud continues to be a growing threat for most businesses. With 65% of companies reporting fraud attacks 1, it’s clear fraudsters are becoming more sophisticated causing devastation to their victim’s bottom line and operations. Now is the time to safeguard your...

Cryptocurrency scam threats continue to grow and are now the preferred payment method for fraudsters. According to the Federal Trade Commission in 2022, cryptocurrency was the most common payment method for fraudulent activity, with approximately $2 billion in transfers. Here’s an overview of...

Don’t let fraud prevention fall by the wayside. To survive in a world full of scammers and thieves, small businesses must take cybersecurity and check fraud seriously. Never trust a suspicious check, and don’t hesitate to request an alternative payment. Utilizing check payments to pay your vendors...

A vigilant remote work policy is the only way to safeguard your at-home employees from cybersecurity threats. While we’ve learned the value of remote and hybrid work over the past few years, we’ve also identified the pain points. Outside the office, your employees, their data, and your business...